1. Own Risk of Website Use

Any content, materials, information downloaded or otherwise obtained (“accessed”) through the use of the website is done at your own discretion and risk. Generate Prosperity shall have no responsibility for any damage to your computer system or loss of data that results from such access. Every effort is made to keep the website up and running smoothly. However, Generate Prosperity takes no responsibility for, and will not be liable for, the website being  unavailable for any reason. Generate Prosperity reserves the right to make changes or updates to the website at any time without notice. This website provides information, not advice. Provided you comply with these terms and conditions, we grant you a personal, non-exclusive, non-transferable, limited privilege to enter and use the website.

2. Personal Responsibility

Generate Prosperity aims to accurately represent the information provided on this  website. You acknowledge that you are voluntarily accessing the Generate Prosperity website, and you alone are solely and personally responsible for your choices, actions, and results. You acknowledge that you take full responsibility for your health, life, and well-being, as well as the health, lives, and well-being of your family and children (where applicable), for all decisions now and in the future.

3. Disclosure of Personal Information

Generate Prosperity does not sell or disclose information that identifies clients personally, or which allows for any third parties to contact clients directly, without its client’s consent unless compelled to do so by law, or . in certain situations to ensure conformance with laws, and in the case of an emergency.

The EXCEPTIONS to confidentiality include, but are not limited to, the following:

(1) Generate Prosperity determines that the coaching client is a threat to himself or herself, or another person;

(2) there is suspected abuse or neglect of a child, an elderly or disabled person;

(3) the coaching client is threatening to commit a crime;

(4) there is a medical emergency; or

(5) through a court order to disclose the coaching client’s records. 

4. Medical Disclaimer

All information and results stated in this website and in coaching sessions are for educational and informational purposes only, to help the client to pursue his/her life goals in a healthy manner. Coaching is NOT a substitute for  treatment by medical, or related, professional.   

5. General Advice Disclaimer

Coaching and this website are no substitute for advice and/or representation from professionals for legal, financial, tax, personnel, personal, religious, or spiritual counselling. Any decisions you make, and the consequences thereof, are your own. Under no circumstances can you hold Generate Prosperity and/or its coaches liable for any actions that you take. You agree not to hold Generate Prosperity and/or its coaches liable for any loss or cost incurred by you, or any person related or associated with you, as a result of materials or techniques, or coaching, offered by Generate Prosperity.

6. Liability Disclaimer

Generate Prosperity and/or its coaches do not assume liability for accidents, delays, injuries, harm, loss, damage, death, lost profits, personal or business interruptions, misapplication of information, physical or mental disease, condition or issue, or otherwise, due to any act or default of anyone or any business, whether owners, staff, agents or otherwise, affiliated with Generate Prosperity &/or Malcolm Spencer.

7. Honesty

You agree to fully disclose to Generate Prosperity in writing any medical condition you suffer from and any medications, herbs, or supplements you are currently taking, prior to the start of using any aspect of the Generate Prosperity website.

8. Guarantee Disclaimer

Every effort has been made to accurately represent Generate Prosperity's program and its potential. The testimonials and examples used are exceptional results, do not necessarily apply to the average coaching client, and are not intended to represent or guarantee that anyone will achieve the same or similar results. Everyone’s success depends on his or her background, dedication, desire, and motivation.

9. Copyright and Trademark

Generate Prosperity's business name, logos, slogans, taglines, and other related marks belong to Generate Prosperity and may not be used without permission.

10. Changes of Terms

Generate Prosperity reserves the right to change these terms and conditions as needed without providing notice to anyone. Users are responsible for regularly reviewing these terms and conditions.

11. Implicit Agreement

By using the Generate Prosperity website, you implicitly signify your agreement to all parts of the above Disclaimer.